Are you a buy to let investor, property dealer or developer? Our main goal is to save you tax while making sure you stay off HMRC’s radar.
The way in which letting income is taxed has changed significantly since April 1995. Letting property is now treated as a business and the profits are calculated by using ordinary accounting principles, including an accruals basis where appropriate.
Once again property market is on the rise however lenders are looking for investors to make verifiable profits and capital gains from their property investing but on the other hand investors are looking to pay the least tax possible by showing minimal profits.
Given that the property business is capital intensive business to be in, raising finance is obviously vital to property investors. In order to remain mortgage-able, lenders expect to see professional-standard property accounts, as well as the usual tax returns, whether you are a sole trader, private investor, company and partnership.


Property tax is a bit of a maze and we can advise you on issues such as...

• Tax reduction strategies for rental income;
• What is a repair and tax deductible and what is capital and not;
• When to use a Limited Company to save tax;
• Trading income versus Capital Gain considerations and advice;
• Capital Gains rollover and holdover considerations;
• Stamp Duty planning;
• Tax efficient mortgage structures;
• VAT considerations of property deals;
• Making the most of the Principal Private Residence election;
• Tax issues on the sale of part of your residence;
• Second homes;
• Tax advantages of furnished holiday lettings;
• Inheritance Tax angles. .

For more information please contact our Manager of Property Department.

Inheritance Tax Planning

Losing a family member is never easy, and the last thing you will want to think about is whether or not you are liable for paying inheritance tax. However, it is essential that you check so that you are aware of your rights and can prepare your family for the future ahead.

Tailored wealth succession planning enables a smooth transition to the next generation as well as minimizing tax liabilities.

We can advise...

• Individuals whose estate planning is close to the nil rate band or many times larger;
• Techniques to mitigate inheritance tax on family homes, family businesses and investment portfolios;
• On both lifetime transfers and wills.

However, estate planning is not solely about tax and we adopt a common sense approach, helping you to ensure your own financial needs are met and to avoid "giving away too much too soon".